Quick Summary:
The Ayushman Bharat Health Card enables beneficiaries to access healthcare facilities in empanelled hospitals under the Ayushman Bharat scheme. It covers medical expenses, including medications, diagnostics, and pre-hospitalisation. This programme offers cashless hospitalisation services through the Ayushman Bharat Yojana e-card.
Table of Contents
- About Ayushman Bharat Health Card
- Key Features of Ayushman Bharat Yojana
- Ayushman Health Card Benefits
- Conclusion
- Frequently Asked Questions
About Ayushman Bharat Health Card
Launched by Prime Minister Narendra Modi in 2018, the Ayushman Bharat Yojana aims to provide cashless medical care and hospitalisation to the economically vulnerable sections of society. Beneficiaries receive an e-card that allows them to access healthcare services from public and private hospitals empanelled under the scheme.
The Ayushman Health Card provides access to primary, secondary, and tertiary healthcare services. The card contains essential health information about the patient.
Key Features of Ayushman Bharat Yojana
- Largest Government-Funded Health Insurance Programme: The Ayushman Bharat scheme is the world’s largest medical insurance programme, funded by the Indian government.
- Comprehensive Coverage: It covers over 1,393 procedures, including doctor fees, ICU charges, diagnostic services, and surgery.
- Pre- and Post-Hospitalisation Coverage: Includes three days of pre-hospitalisation and 15 days of post-hospitalisation, covering medications and diagnostic tests.
- Cashless Hospitalisation: Beneficiaries can avail themselves of cashless hospitalisation.
- Coverage of Up to ₹5 Lakh: Individuals are covered for up to ₹5 lakh per family per year.
- Nationwide Access: The health card is valid across India, providing cashless treatment in empanelled hospitals.
- No Age or Gender Restrictions: The scheme covers individuals of all ages, family sizes, and genders.
Ayushman Health Card Benefits
- Up to ₹5 Lakh Coverage: Beneficiaries are eligible for coverage of up to ₹5 lakh for medical treatment, including hospitalisation and surgery.
- Access to Health Records: After downloading the Ayushman card, beneficiaries can easily access their medical records, test results, and prescription details.
- Health Facility Registry (HFR): Beneficiaries can locate empanelled public and private healthcare facilities.
- Healthcare Professional Registry (HPR): Users can verify the credentials of doctors, offering an added layer of trust.
- Health ID Card for Medical Records: Medical records can be shared with hospitals and physicians for easy and accessible healthcare across the country.
- AYUSH Treatments: The Ayushman card covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy treatments in addition to allopathy.
- COVID-19 Benefits: In the context of the pandemic, the health card provides access to past medical history, including vaccination details, for improved care during COVID-19 treatment.
Conclusion
The Ayushman Bharat Health Card provides essential healthcare benefits to its beneficiaries across India, with a focus on accessibility and portability. Beneficiaries can avail themselves of healthcare services from empanelled hospitals and enjoy the advantage of cashless hospitalisation for up to ₹5 lakh annually. Pre-existing conditions are covered from the first day, making it a comprehensive health scheme.
For any queries related to Ayushman Health Card benefits, visit our website Aapka Care, where our experts are available to assist you with your concerns and healthcare needs.
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